The Federal Student Loan Relief Program Is Live

The Department of Education on 10/17/2022 launched the application for the federal student loan forgiveness program. Borrowers who qualify may see relief in as soon as 6 weeks. While most attendings that have been practicing a while will not qualify, this will be important for residents, fellows, and APPs.

What is Federal Student Loan Debt Relief?

A program that provides eligible borrowers with full or partial discharge of federal loans up to $20,000 to Federal Pell Grant recipients and up to $10,000 to non-Pell Grant recipients

What Does It Take To Qualify For Federal Student Loan Relief?

Read the rest Read more

How The Passing Of A Young Physician Changed My Outlook On Life

What would happen if you were diagnosed with a terminal condition tomorrow? Quite a sobering thought, but I’ve been contemplating it lately in light of an upcoming appointment soon to get more life insurance. I’ve also been thinking a lot about Michelle. She was my roommate throughout medical school who passed away this year after a 2 year battle with signet cell colon cancer.… Read the rest

Read more

Midlevel Encroachment And Its Effect On The Next Generation Of Doctors

The growth of midlevel providers has been explosive compared to physicians. This growth has lead to many young physicians, residents, fellows, and med studies worried about what their future holds. Midlevel providers can provide wonderful access to patient care. I know many amazing midlevel providers who I have worked with in the past. This article is not here to be a bashing echo chamber to hate on midlevels.… Read the rest

Read more

When The Amount Of Medical School Debt Seems Hopeless

Graduating from residency or fellowship with large amount of student debt can feel a lot like standing in front of a mountain. It’s hard to see the end when the debt load is overwhelming. Most of the people I know who have over a quarter million in debt fall into one of two categories. The first group is individuals who feel that the amount of medical school debt seems hopeless.… Read the rest

Read more

How To Find Scholarships For Medical School

One way to minimize debt is to obtain scholarships for medical school. There are two main reasons why my student debt was lower than the average doctor. First, I went to a less expensive medical school. Second, I was able to get more than 35,000 dollars in scholarships for medical school. Not one of the scholarships came easy. Each one took a lot of effort to find.… Read the rest

Read more

REPAYE vs PAYE for Medical Students and Doctors

One of the most common questions that medical students, residents, or fellows will ask is should I use REPAYE or PAYE? These two programs seem to be the most popular plans available with IBR being a close third. Determining what plan is right for you could save you thousands of dollars if unable to use the standard repayment plan or refinance for lower interest rate.… Read the rest

Read more

Fun Friday: Doctors That Game

On an occasional Friday I plan on change the mood a little by posting something fun with a financial twist. These post will be lighthearted to focus on activities rather than investing or personal finance. This post I would like to focus on gaming and its ability to bring doctors together with a short mention of the financial implications.


Doctors That Game

Gaming has come along way since my first regular Nintendo console.… Read the rest

Read more

Having a child while still in residency or medical school

Choosing to have a child while in medical school or residency is a difficult decision to make. Entering into the medical profession and raising a kid both take a lot of effort. The average age of a medical student or resident usually ranges from mid 20’s to mid 30’s. This age also coincides with the most popular time to have a baby.… Read the rest

Read more

Top Ten Expenses During Residency and Medical School

I have been tracking my expenses for years with excel files and PDF’s. The benefit of this is it gives me an ability to look back and see where I was able to save, and where I had large expenses. Both medical school and residency were filled with opportunity to spend large sums of money. In this post, I take a look back at some of the largest expenses during medical school and residency.… Read the rest

Read more